Credit guarantee schemes
KDF designs the credit guarantee schemes that close that gap, and the software that runs them. Infiniti Business & International Development Consulting advises governments, development finance institutions and partner banks. Prudence Credit Guarantee software manages a scheme from guarantee to claim to recovery.
Hands-on experience in development finance and credit guarantee consulting.
Two ways we work with you
Advisory
Design and strengthen your scheme.
Advisory services for institutions designing or strengthening credit guarantee schemes, built around managing risk and the scheme's long-term sustainability, and drawn from more than 30 years of development-finance experience across 17 countries.
About Infiniti Consulting
Software
Run it on a purpose-built platform.
The credit guarantee management platform, built by people who have run guarantee scheme operations. Offered as a shared service or as a dedicated installation for one client.
The full guarantee lifecycle, in one platform.
About PrudencePrudence
Every guaranteed loan is reconciled with the bank's report each month. The amount at risk, leverage and, where the scheme uses a claims cap, its headroom are recalculated with every change, so the fund's position is always current.
A second person on every claim, disbursement and recovery decision, and on every application and report the scheme reviews. Committee and Board decisions are recorded with their reference and signed document, and the audit trail cannot be edited.
Prudence calculates each claim from the reconciled loan balance and the scheme's rules: waiting periods, an optional claims cap for each bank and portfolio year, and a fixed order for sharing recoveries between the scheme and the bank.
Prudence is configured to your scheme's own policies rather than rebuilt for each client. Your existing guarantees are brought across at a cut-over date in a guided migration: each bank confirms its own records before anything is loaded, and every step is recorded.
Built on more than 30 years of development-finance work, with a sustained focus on how credit guarantee schemes actually operate.
Whether a scheme is still an idea or has been running for years, we can help at every stage.
Contact us at directions@kdfcorp.com
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