About KDF

One company, two lines of business.

KDF is a Canadian company working on one problem from two sides: how credit guarantee schemes are designed, and how they are run. Its advisory practice, Infiniti Business & International Development Consulting, helps institutions design and strengthen schemes. Its software, Prudence, runs them.

How it fits together

The expertise to design it. The platform to run it.

Advisory, since 2013

Infiniti Business & International Development Consulting, founded in Bangladesh in 2013, is now KDF's advisory practice: credit guarantee scheme design, reform and implementation, and wider development finance work, for governments, central banks and development banks in 17 countries.

About Infiniti Consulting

Software

Prudence is KDF's credit guarantee management platform. It grew out of the advisory work: the same team, encoding years of operating experience in software that runs the full guarantee lifecycle.

About Prudence

Our story

From the field to the platform.

KDF was founded by Tarek Kamal, who has spent more than 30 years in banking and development finance, including six years as a Senior Financial Markets Specialist with IFC in South Asia. Since 2013 he has advised governments, development banks and guarantee institutions as a credit guarantee expert for numerous multilateral agencies and consulting companies, working on 17 credit guarantee schemes since 2014. Through Infiniti Business & International Development Consulting, he advises more widely on MSME finance.

Again and again, the same gap appeared: well-designed schemes run on spreadsheets and general-purpose software that were never built for guarantees. Prudence is the answer to that gap, built by people who know what a scheme needs because they have designed and operated them.

We work with a network of senior advisers who bring complementary experience in development finance and guarantee operations.

Tarek Kamal's profile

Company information

Who we are, formally.

So that you can always check who you are dealing with.

Legal name
Kamal Development Finance Inc.
Operating as
KDF
Business names
KDF, and Infiniti Business & International Development Consulting, registered in Ontario
Incorporated
2026, as a federal Canadian corporation
Based in
Ottawa, Ontario, Canada
Lines of business
Infiniti Business & International Development Consulting, known as Infiniti Consulting (advisory)
Prudence (credit guarantee management software)
Websites
kdfcorp.com (this site)

About our email address

How to recognize our email.

Our address is directions@kdfcorp.com. Email from @kdfcorp.com is from us. Some replies may still come from an @infiniti-bd.com address, the original home of our advisory practice; those are genuinely from us too.

If you receive a message claiming to be from KDF, Infiniti Consulting or Prudence and are unsure about it, please check with us using the address on this page.

Let's talk about your scheme.

Whether a scheme is still an idea or has been running for years, we can help at every stage.

Contact us at directions@kdfcorp.com

Contact us
  • Feasibility studies and business plans for new credit guarantee schemes
  • Redesigning or restructuring an existing scheme
  • Financial modelling, operating processes, policies and manuals
  • Moving from individual guarantees to a portfolio scheme
  • Training for the scheme team and partner financial institutions
  • Running the scheme on Prudence